At Money Mascots, we assist you to acquire a project-financing loan. This option is used for the financing of long-term infrastructure, industrial projects, and public services based upon a non-recourse or limited recourse financial structure, where project debt and equity used to finance the project are paid back from the cash-flow generated by the project.

Debt financing can be categorized based on the type of loan you are seeking: long-term debt financing and short-term debt financing. Long-Term Debt Financing usually applies to assets your business is purchasing, such as equipment, buildings, land, or machinery. With long-term debt financing, the scheduled repayment of the loan and the estimated useful life of the assets extend over more than one year.

Short-Term Debt Financing usually applies to money needed for the day-to-day operations of the business, such as purchasing inventory, supplies, or paying the wages of employees. Short-term financing is referred to as an operating loan or a short-term loan because scheduled repayment takes place in less than one year. A line of credit is an example of short-term debt financing.